Connect your Paytm Business MID & UPI ID in 60 seconds. Accept unlimited QR and UPI Intent payments directly into your bank account with zero holding time and zero commission.
Transaction Fee (MDR)
Instant Bank Settlement
Payment Success Rate
Auto UTR Verification
Built for shop owners, digital platforms, and high-growth enterprises across India
Say goodbye to T+2 or T+3 days waiting periods. Every payment made by your customer goes straight into your linked bank account in real time.
Stop paying 2% to 3% commission on every order. With our flat subscription model, you keep 100% of your hard-earned revenue.
Automatically generates unique amount-locked QR codes for every order. Supports Google Pay, PhonePe, Paytm, BHIM, and 100+ UPI apps.
Built-in digital soundbox announces successful payment confirmations loudly and clearly, complete with downloadable customer receipts.
Because PayNext never holds your money in an intermediate wallet, your business capital is never locked or frozen by third-party aggregators.
Track daily collections, live UTR numbers, customer order statuses, and 7-day revenue graphs from a mobile-friendly merchant dashboard.
No physical paperwork or weeks of waiting required
Create your merchant account with your Shop Name, Full Name, Mobile Number, and Email Address in less than a minute.
Enter your Paytm Business Merchant ID (MID) and Business UPI ID inside your merchant gateway settings panel.
Start collecting unlimited customer payments via dynamic QR codes with automatic real-time verification and instant bank credit.
See how PayNext compares against traditional payment gateways
| Gateway Feature | PayNext Gateway | Traditional Gateways |
|---|---|---|
| Transaction Commission (MDR) | 0% Fee (₹0 Cut) | 2% to 3% + GST per order |
| Bank Settlement Speed | Instant (0 Seconds) | T+2 to T+5 Working Days |
| Fund Holding Risk | Zero Risk (Direct to Bank) | High Risk of Settlement Hold |
| Account Setup Time | Instant 2-Minute Setup | 7 to 14 Days Verification |
| Shop Brand Name on Scanner | Shows Your Own Shop Name | Shows Third-Party Aggregator |
We never touch or hold your funds. PayNext acts strictly as a high-speed verification bridge between your website and your own Paytm Business / UPI account.
Customer Scans QR → Pays via UPI App → Money Lands Directly in Your Bank Account.
"Earlier I was losing 2.5% on every order with other gateways and waiting 3 days for settlement. With PayNext, money comes directly to my Paytm Business bank in 1 second!"
"The best part is that our own Shop Name appears on the QR code popup when customers pay. The voice sound alert and instant receipt make it look super professional."
"Setup took barely 2 minutes. Just linked my Paytm MID and UPI ID, and automatic UTR verification started working right away. Highly recommended!"